Compare Student Insurance

Provider	Monthly Cost from	Annual Cost from	Cover against theft	Cover against loss	Cover against damage	Most they'll pay for a single item	Standard Excess	Library Books cover	Customize cover
Barclays	£3.02	N/A	✔	✔	✔	£500	£50	✔	✔
Endsleigh	N/A	N/A	✔	✔	✔	N/A	N/A	N/A	✔
HSBC	N/A	£25	✔	✔	✔	£500	N/A	N/A	✔
Lloyds	N/A	N/A	✔	✔	✔	N/A	N/A	N/A	✔
Natwest	N/A	N/A	✔	✔	✔	N/A	N/A	✔	✔
RBS	N/A	N/A	✔	✔	✔	N/A	£25	✔	✔

Barclays

With a 10% discount 4 get cover from £3.02 per month.
No extra charges for paying monthly/
Includes cover for accidental damage to TV, PC and sound systems.

Living on a tight budget is hard enough without stressing about your stuff. Our Student Possessions Insurance means you could replace things if they got lost or stolen.

Choose the contents cover you want, from £2,000 to £8,000, to include:

Cover is provided for your contents against loss or damage from events such as fire, flood, storm, theft and malicious damage. They are also covered while they are temporarily removed from your term-time address or while being taken to or from college
Cover for library books
Protection against accidental damage to a TV, PC or sound system up to £250
Accidental damage to glass and mirrors up to £250
Your liability as a tenant up to £1,000
Your liability as occupier and in a personal capacity up to £2 million
The most we'll pay for a single item: £500. Our standard excess: £50.

Standard cover includes

Personal cash up to £100 and fraudulent use of your credit/debit cards up to £500
Personal injury up to £1,500 and permanent disability up to £50,000
Accidental death of fee-paying parent or guardian - up to £5,000

Plus you get:

24-hour helpline and fast claims service
Minimum 12-month guarantee on repairs and replacements arranged by us.

Student Contents Insurance

The Essentials:

Cover for walk in theft.
Replacement of your laptop within 24 hours.
iPhone/smartphone cover from just £3.75 a month.
The only insurance provider recommended by NUS.
New for old replacement.

HSBC student contents insurance is provided by Aviva Insurance UK Limited and is designed to offer you the protection you need when you move away from home for the first time.

Offers four levels of cover from £2,000 to £5,000 costing from only £25 a year.
Up to £500 paid out per individual item.
Pays up to £500 for loss or damage of PCs and CDs, after forcible entry/exit.
Accidental damage to home entertainment equipment, mirrors and glass. Up to £250 per incident.
Covers possessions in student accommodation when away for up to 30 days.
Covers you for loss or theft of money and provides credit card cover in the British Isles (£100 cash and £500 card limit).
Optional extensions are available for personal belongings anywhere in the British Isles including pedal cycles and personal computer equipment in and away from your accommodation.

Find student contents insurance from Lloyds TSB

Shared Tenants Contents Insurance

If you rent a home with others you may want to protect your valuables. This could be a laptop, mp3 player, furniture or appliances - almost anything in the home that is yours. Lloyds TSB has teamed up with Endsleigh, a major insurance provider, to offer you specialist protection. The policy also covers certain damage to your landlord's property, so you don't get caught out with a loss of deposit. You just pay for the cover you need and can move the cover with you if you move to other rented accommodation.

Student Contents Insurance

Lloyds TSB has also teamed up with Endsleigh to offer you specialist protection if you are a full time student. The policy covers your possessions whether you live in halls of residence, a shared house or a student flat.

Find student contents insurance from Natwest

If you're a student living in halls of residence or if you live in rented or shared accommodation then Essentials Student Contents Insurance is tailored specifically for you. Essentials Student Contents Insurance allows you to specify the level of cover you need, so you can cover the items most valuable to you - this means you don't pay for cover you don't need. You can choose to cover items such as laptops, ipods, bicycles and mobile phones even when taken outside your home, shared accommodation or halls of residence.

Features of NatWest Essentials Student Contents insurance:

Choose to cover individual items such as laptops, ipods, bicycles and mobile phones even when taken outside the home.
Easy to set up for students – we can set your policy up on your university address if you don't know your residential address yet.
Pay monthly at no extra cost (when the equivalent annual premium is over £70 inclusive of insurance premium tax, subject to eligibility).
Cover for walk in theft (except money) Cover for your college library books (up to £200) or college items on loan (up to £500) if lost or stolen.
Includes cover for information you have stored on your Home Entertainment Equipment or mobile phone up to £250.
All policies include up to £50 cash in the home and £500 credit card misuse cover.

Cover your most valuable possessions with RBS Essentials Student Contents Insurance. RBS Essentials Student Contents Insurance allows you to specify the level of cover you need, so you can cover the items most valuable to you. Cover is available for items such as laptops, MP3 players, bicycles and mobile phones even when taken outside the home, halls of residence or shared accommodation.

If you wish to pay monthly there is no interest on your instalments –(available when the annual premium is over £70 including insurance premium tax, subject to eligibility). Benefits such as vandalism and walk-in-theft (except money) are covered as standard.

Cover Options

Features of RBS Essentials Student Contents Insurance

Choose to cover individual items such as laptops, MP3 players, bicycles and mobile phones even when taken outside the home.
Easy to set up for students – we can set your policy up on your university address if you don't know your residential address yet.
Pay monthly at no extra cost (when the equivalent annual premium is over £70 inclusive of insurance premium tax, subject to eligibility).
Cover for walk in theft (except money) Cover for your college library books (up to £200) or college items on loan (up to £500) if lost or stolen.
Choose to cover information you have stored on your Home Entertainment Equipment or mobile phone, up to £250.
All policies include up to £50 cash in the home and £500 credit card misuse cover.

Find student contents insurance from Santander

Santander include student contents insurance with their student account. With their student account comes 3 fantastic insurance benefits (provided by Homecare Insurance Limited) for up to 3 years, when you pay £500 into your account each term and register all of your devices to activate the policies.

Mobile phone insurance

They'll repair or replace your phone if it's damaged or breakdown, and replace your phone if it's stolen.

Gadget insurance

They'll provide cover for two gadgets if they are stolen, damaged or breakdown, including items like MP3 players and games consoles.

Laptop insurance

They'll protect your laptop or personal computer if it is stolen.